Home Loans for Chiropractors

Award Winning Mortgage Brokers For Chiropractors


How We Save Chiropractors $80,000 On Average

We Help Chiropractors Access Special Home Loan Discounts Below The Advertised Interest Rate

Specialist Interest Rates for Chiropractors

We negotiate a special ‘Chiropractors Only‘ rate for you, backed by a 98% approval rate. No matter your financial circumstances, we will find your best options as a chiropractor within just 24 hours. 

Waived LMI for Chiropractors

Say goodbye to paying for lender’s mortgage insurance (LMI). We save chiropractors an average of $16,500 on just LMI! We also waive all loan set-up costs, passing on more massive savings to you.

We Cover Annual Loan Fees for Chiropractors

We’re so confident with our offering for chiropractors that we pay your annual loan fees! This applies for all home loans above $500k, saving you an additional average of $11,850 over the lifetime of your loan!

Cash Back Offers for Chiropractors

Speak to one of our senior brokers now and get the best cash backs offered by Australia’s leading banks. Get up to $4,000 in cash back and save! Our brokers will find you the best deals in the market.

We Make Home Loans Easy For Chiropractors

Make An Enquiry

Enquire between 8am to 8pm, Monday to Sunday and we call you back within 5 minutes. Our brokers work around the clock to help you!

Speak With A Broker

We assess your situation, negotiate rates, screen lenders and present you with your best options. We are with you every step of the way!

Loan Approved

You pick the best option that suits you and we get your home loan formally approved! We make the whole home loan process easy!

Our Lenders

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Female Physio Treating Patient

We Get Tough Home Loans Approved for Chiropractors

We’re your first and last mortgage brokers. Our chiropractor mortgage specialists are the people who get called when no other broker can get a loan approved.

Our senior brokers have extensive experience working in major Australian banks as the people who approve or decline loans. In other words, we know what the banks are looking for when it comes to getting any home loan approved for chiropractors.

Each of our senior brokers are ranked amongst the top 100 brokers in Australia. This means that no matter who you speak to at our brokerage, you’re speaking with the best in the industry.

Speak to one of our senior brokers today and we’ll present you with your best options moving forward!

Chiropractor Home Loan FAQs

LMI-Free Home Loans for Chiropractors

As dedicated spinal health and wellness practitioners, chiropractors understand the importance of alignment in maintaining your patients’ well-being. Now, it’s time to align your dreams of owning a home with tailored home loan options for chiropractors.

Step into homeownership as a chiropractor by landing an LMI-free home loan that works for you! Say goodbye to loan hopping and steep LMI fees with award-winning Sydney mortgage brokers at your back!

At Mortgage Pros, we’ve helped hundreds of chiropractors across Australia secure 90% Loan-to-Value Ratio (LVR) home loans without paying for Lenders’ Mortgage Insurance (LMI).

Let us do the heavy lifting so you can spend more time improving the well-being of others.

Can I Get 90% LVR Without Paying LMI as a Chiropractor?

Chiropractors and other allied health professionals may qualify for up to 90% LVR and waive LMI fees. We also negotiate with major banks (ANZ and Commonwealth Bank) so you can get approved for LMI-free home loans as a chiropractor.

For instance, if you plan to buy a $300,000 property in Sydney, applying for a 90% LVR home loan grants you $270,000 financing plus LMI.

LMI premiums are charged upfront or included in your total loan amount. The amount will vary depending on several criteria, including your loan amount, LVR, initial deposit, and specific lender policies.

Why do Chiropractors Receive Waived LMI Fees?

Applying for an LMI waiver as a chiropractor will depend on your financial history, years of experience, and job security. Aside from that, many home loan options offer reduced or exempted LMI fees, often referred to as Medico home loan packages for allied health professionals.

Allied health professionals, including chiropractors, can waive their LMI premium since they are strong borrowers with stable incomes. Banks and non-bank lenders will often need LMI premiums to protect them in case of a loan default.

Since chiropractors (like you!) have less likelihood of financial hardship, lenders see you as low-risk borrowers. Low risk means no LMI-free!

Skipping the hefty LMI fees can benefit fresh graduates and experienced chiropractors that need more savings to meet the required deposit to purchase their dream home. The same holds for chiropractors working on career development and cannot provide at least 20% of the total loan amount.

We’ll also take you through specialised home loan options for chiropractors, save you thousands from LMI premiums, and get the lowest interest rate available!

I’m Not a Chiropractor. Can I Still Apply for No LMI Loans?

Definitely! Our panel of 40+ banks and non-bank lenders can offer up to 90% LMI-free home loans for other health professionals. All you have to do is prove that you have a stable income.

You can also apply for family guarantee home loans and utilise a family asset as a loan guarantee or refinancing to leverage better terms and restructure your debt.

Call our specialist mortgage brokers, and we’ll let you know if you qualify for up to 90% LVR no LMI home loans. We’ll happily take you through all your home loan options in one sitting!

Is There a Catch Before Applying?

Each lender has certain conditions and interest rates for chiropractors and other medical professionals. Fortunately, we know it all at Mortgage Pros, and we work with all banks offering specialised LMI-free home loans for you!

That means you’re not walking home with two home loan options on both hands! We’re talking about 30 to 40+ home loan options depending on your needs and borrowing power!

We provide mortgages for professionals by professionals. At Mortgage Pros, we’ll elaborate on any loan conditions and limits on the LMI-free home loan that you choose.

Our team leaves no stone unturned, ensuring that you’re a step closer to your dream home. We also ensure you’re fully aware of your loan conditions so you’re not left in the dark.

Do LMI-Free Home Loans Come With Loan Features?

Just because you’re paying less as a chiropractor doesn’t mean you have limited benefits. 

LMI-free home loans still provide you with standard home loan features and packages to ease your repayment and finance your dream home, such as:

  • Fixed-rate loan period
  • Credit card with ongoing fee waived
  • Variable-rate loan period
  • Interest-only period
  • Loan offset accounts
  • Separate lines of credit
  • Split loans
  • Redraw

Chat with us today or call us at 1300 030 388, and let’s discuss how and when you want to realise your dream home.

Why Aussie Chiropractors Are Choosing Mortgage Pros

Two Females During A Physio Treatment

Our Mortgage Specialists For Chiropractors

We negotiate the best home loan rates for Chiropractors.

Russell Munfaredi

Russell Munfaredi

Managing Director / Owner

Eric Yeo

Eric Yeo

Senior Mortgage Broker

Peter Ha

Peter Ha

Senior Mortgage Broker

Harry Cui

Harry Cui

Senior Mortgage Broker

Hank Hong

Hank Hong

Senior Mortgage Broker

William Thai

William Thai


What Chiropractors Says About Us

Get your best home loan deal in less than 24 hours!

We’re available 8am to 8pm, 7 days a week & work Australia-wide! There is no obligation, we‘ll get back to you within 5 minutes during business hours.