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To assess your creditworthiness, banks will request & verify your assets and liabilities. But what do banks consider as assets and liabilities? Assets may include

Your credit history, credit enquiries & repayment history determine your credit score, which is sometimes referred to as your credit rating. A credit report includes

The lending industry uses the term “genuine savings” to define borrower’s funds deposited over at least three months. It’s as simple as putting your deposit

Banks and lenders carefully verify various factors to determine your borrowing capacity when applying for a home loan, including your living expenses. When evaluating home

If you have applied for a home loan before, then income verification should be like clockwork. Download a few payslips, submit them to your mortgage

Working as a doctor in public healthcare or private practice can be intense and hectic, limiting your time off work. Switching between your health district

Purchasing your first house is a significant milestone that frequently involves life-changing decisions and adequate financial preparation. Getting your first home may be daunting, but

Preparing the necessary financial and personal documents is key to ensuring that you and the lender make a wise financial decision by engaging in a

Your credit score is pivotal in determining whether you qualify for a home loan and the terms you’ll receive. In this post, we’ll learn more